Manages financial risks and provides products like health, motor, and life insurance, helping individuals and businesses protect themselves from unforeseen events.
India's insurance penetration is still low, promising high growth. With IRDAI reforms and digital insurance, the sector is creating many jobs in underwriting, claims, and sales.
Students who are analytical, have a good understanding of finance, and enjoy interacting with people to solve their protection needs.
| Stage | Typical Experience / Focus |
|---|---|
| Student | Learn basics of risk management. |
| Beginner | Get IRDAI agent license, start as an intern. |
| Junior Underwriter / Sales Officer | 0-2 years |
| Underwriter / Claims Adjuster | 2-5 years |
| Senior Underwriter / Branch Head | 5-8 years |
| Chief Underwriting Officer | 8+ years |
Licentiate / Associate / Fellow
Certified Risk Manager